Saturday Morning Muse
Welcome to the Saturday Morning Muse and Andy’s Financial Literacy Lessons! Start to your weekend by investing 7-10 minutes of your time to explore topics that are designed to support your journey of personal and professional continuous improvement with a focus on improving financial literacy and financial decision-making. Dr. Andrew Temte, CFA, is the former CEO of Kaplan Professional and is the author of Balancing Act: Teach, Coach, Mentor, Inspire, and The Balanced Business: Building Organizational Trust and Accountability through Smooth Workflows. He also hosts The Balancing Act Podcast, and The Saturday Morning Muse. Dr. Temte earned his doctorate in finance from the University of Iowa with a concentration in international finance and investment theory. He holds the CFA designation and has over 15 years of university teaching experience. An accomplished musician and leader of the rock band, The Remainders, he’s proud to announce the release of the band’s first original album, Feel Something New, which is available on all major music streaming platforms. To learn more, visit www.andrewtemte.com.
Episodes

3 hours ago
3 hours ago
Summary
In this episode of Saturday Morning Muse, Andrew Temte explores the evolution of money, starting from the limitations of the barter system to the introduction of coinage and modern perspectives on cryptocurrencies like Bitcoin. He discusses the essential functions and properties of money, the historical context of trade, and the ongoing debate about what constitutes money in today's economy.

Saturday May 10, 2025
Saturday May 10, 2025
In this episode of Saturday Morning Muse, Andrew Temte explores the evolution of trade from barter systems to modern currency. He discusses the inefficiencies of barter, such as the double coincidence of wants and the challenges of measuring value. Temte highlights the historical advancements that arose from the need to improve trade, including the development of writing, measurement systems, and currency. He emphasizes the importance of trade in human history and its role in fostering cooperation and economic growth.

Saturday May 03, 2025
Saturday May 03, 2025
In this episode of Saturday Morning Muse, Andrew Temte explores the foundational concepts of trade and macroeconomics through a hypothetical economy consisting of two regions: Fruit Land and Protein Land. He discusses the advantages of trade, the impact on societal well-being, and the necessity of education and retraining for those affected by economic changes. The conversation sets the stage for future discussions on currency and deeper economic principles.
#financialliteracy #globaltrade #macroeconomics #internationaleconomics #personalfinance

Saturday Apr 26, 2025
Saturday Apr 26, 2025
In this episode of Saturday Morning Muse, Andrew Temte discusses common blunders related to risk tolerance that investors often make. He emphasizes the importance of understanding personal risk tolerance, the dangers of following the crowd, and the necessity of doing thorough research before making investment decisions. Temte also highlights the need for periodic reassessment of risk tolerance and the impact of cognitive biases on investment behavior.
Here’s the link to the article on my website: https://www.andrewtemte.com/saturday-morning-muse/factors-that-drive-risk-tolerance
#financialliteracy #decisionmaking #cognitivebias #risktolerance #personalfinance #FOMO #continuousimprovement

Saturday Apr 19, 2025
Saturday Apr 19, 2025
What are the Factors that Influence Your Tolerance for Risk? In today’s episode of Saturday Morning Muse, Andy explores the concept of risk tolerance in personal finance and discusses various factors that influence an individual's willingness and ability to take risks in investments. He emphasizes the importance of understanding one's financial goals, time horizon, age, income, existing portfolio size, knowledge, and stress tolerance.
Learn more at: https://www.andrewtemte.com/saturday-morning-muse/
#financialliteracy #investmentstrategies #selfconfidence #risktolerance #personalfinance #continuousimprovement #riskaversion

Saturday Apr 12, 2025
Saturday Apr 12, 2025
What’s the link between self-confidence, self-esteem, and risk tolerance? We’ll explore this question on today’s Saturday Morning Muse!
You can find The Saturday Morning Muse on your favorite podcast streaming platform as well as out on YouTube. Here’s the link to the show on Apple Podcasts: https://podcasts.apple.com/us/podcast/saturday-morning-muse/id1741154728
#financialliteracy #selfesteem #selfconfidence #risktolerance #decisionmaking #personalfinance #continuousimprovement #riskaversion #lifelonglearning #riskVreward

Saturday Apr 05, 2025
Saturday Apr 05, 2025
What’s your relationship with risk? How do your feelings about risk affect your decision-making? Are you a risk-taker or risk-avoider? We’ll explore these questions and more on today’s Saturday Morning Muse!
You can find The Saturday Morning Muse on your favorite podcast streaming platform as well as out on YouTube. Here’s the link to the show on Apple Podcasts: https://podcasts.apple.com/us/podcast/saturday-morning-muse/id1741154728
#financialliteracy #decisionmaking #risk #personalfinance #continuousimprovement #riskaversion #risktolerance #cognitivebias

Saturday Mar 29, 2025
Saturday Mar 29, 2025
Since the beginning of the year, I’ve been releasing short lessons on financial literacy on The Saturday Morning Muse. I expect to continue building financial literacy lessons for the foreseeable future. At the end of each quarter, I will provide a recap of the lessons that were released during the preceding quarter. Here is the first of those recap lessons. Thanks for listening!
You can find The Saturday Morning Muse on your favorite podcast streaming platform as well as out on YouTube. Here’s the link to the show on Apple Podcasts: https://podcasts.apple.com/us/podcast/saturday-morning-muse/id1741154728
#financialliteracy #decisionmaking #success #personalfinance #continuousimprovement #valueanalysis #financialsecurity #personalconsumption

Saturday Mar 22, 2025
Saturday Mar 22, 2025
Is your financial decision-making on autopilot? When’s the last time you reviewed your spending habits? Have Find out more on this week’s episode of The Saturday Morning Muse!
You can find The Saturday Morning Muse on your favorite podcast streaming platform as well as out on YouTube. Here’s the link to the show on Apple Podcasts: https://podcasts.apple.com/us/podcast/saturday-morning-muse/id1741154728
#financialliteracy #needsversuswants #spendinghabits #personalfinance #continuousimprovement #decisionmaking #financialsecurity

Saturday Mar 15, 2025
Saturday Mar 15, 2025
Is financial literacy all about numbers and formulas or is it more about our behaviors and how we feel about consumption, money, and investing? Find out more on this week’s episode of The Saturday Morning Muse!
You can find The Saturday Morning Muse on your favorite podcast streaming platform as well as out on YouTube. Here’s the link to the show on Apple Podcasts: https://podcasts.apple.com/us/podcast/saturday-morning-muse/id1741154728